FAQs
Most Popular Questions
When is my election or change in election effective?
The following chart summarizes when your election is effective after enrollment:
| IF YOU ENROLLED | YOUR ENROLLMENT MAY BE CHANGED | YOUR ELECTION IS EFFECTIVE | AFTER YOUR ELECTION IS EFFECTIVE |
|---|---|---|---|
|
During Open Season |
By Midnight EST on the last day of Open Season. |
January 1 of the following year. |
You may change your election if you experience a QLE, or next Open Season. |
|
During Belated Enrollment |
By Midnight EST of the day the belated enrollment is submitted. |
Either January 1 OR the day after your election is received and approved by FSAFEDS. |
You may change your election if you experience a QLE, or next Open Season. |
|
As a new/newly eligible employee, within 60 days of becoming eligible, before October 1 |
By Midnight EST of the day your new hire enrollment is submitted. |
The day after your election is received and approved by FSAFEDS. |
You may change your election if you experience a QLE, or next Open Season. |
The following chart summarizes when your election is effective after submitting a Qualifying Life Event (QLE):
| IF YOUR QLE | YOUR QLE MUST BE SUBMITTED | YOUR ELECTION IS EFFECTIVE | AFTER YOUR ELECTION IS EFFECTIVE |
|---|---|---|---|
|
Results in a new DCFSA enrollment or a change to your existing DCFSA enrollment |
A QLE must be submitted 31 days before to 60 days after the date of the event. A QLE resulting in a new enrollment or an increase to an existing election must be submitted prior to October 1. |
The first day of the first pay period following the approval of the QLE by FSAFEDS. If the change is requested due to the birth or adoption of a child, the change will be effective retroactively to the date of birth or placement for adoption. |
You may change your election if you experience a second QLE, or next Open Season. |
|
Results in a new HCFSA or LEX HCFSA enrollment |
A QLE must be submitted 31 days before to 60 days after the date of the event, and prior to October 1. |
The first day of the first pay period following the approval of the QLE by FSAFEDS. |
You may change your election if you experience a second QLE, or next Open Season. |
|
Results in a change to your existing HCFSA or LEX HCFSA enrollment |
A QLE must be submitted 31 days before to 60 days after the date of the event. A QLE resulting in an increase to an existing election must be submitted prior to October 1. |
Retroactively back to your original effective date for the benefit period. |
You may change your election if you experience a second QLE, or next Open Season. |